Welcome to the Law Offices of Howard S. Warner. For over 35 years, I have helped people with Bankruptcy, Chapter 7 and 13, stopping foreclosures, and asset repossession.

Category Archives: Bankruptcy Law

File Chapter 13 Bankruptcy

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Chapter 13 Bankruptcy Explanation A Chapter 13 bankruptcy enables individuals to develop a plan to pay their debts over a period of  up to 60 months(usually interest free) You have … Continue reading

File Chapter 7 Bankruptcy

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Chapter 7 Bankruptcy Explanation Individuals may file bankruptcy with the court in order to obtain a discharge from having to pay certain debts. In a Chapter 7 bankruptcy, a trustee … Continue reading

Pending Changes In Bankuptcy Law

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The Congress has passed sweeping changes to the Bankruptcy Code designed to restrict the availability of a discharge in Chapter 7 and to substantially reduce the relief available in Chapter … Continue reading

What Will Happen in a New York Bankruptcy Court?

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Filing a Chapter 7 bankruptcy is scary, and most people are falsely convinced that it would ruin them financially. But the reality is that bankruptcy can often improve your credit … Continue reading

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