Bankruptcy gives you a fresh start.
Filing for bankruptcy or trying to stop foreclosure can seem overwhelming. We get it. With us, it doesn’t have to be. Our team makes debt relief seamless and comfortable by providing you with personalized service and a careful evaluation your financial situation.
Call today, and talk to a real person 24/7 for a FREE consultation
Evening and weekend appointments available.
About Howard Warner
Howard Warner received his Bachelor of Business Administration degree from the University of Miami in Coral Gables, Florida. He then moved on and received a Juris Doctorate from the University of Tennessee. After having received his law degree, he began working at his own law firm, first as a sole-practitioner handling criminal defense cases, bankruptcy, divorce and personal injury cases. He was also in a partnership Warner & Berlanstein for several years in Memphis, Tennessee.
Chapter 7
The most common remedy to discharge unwanted debt. You will need to provide financial information including all the people that you owe money to, copies of tax returns and payroll information or other income information. After a Bankruptcy petition is filed you are protected from your creditors and the debts will be discharged.
Chapter 13
Unlike Chapter 7 bankruptcy, Chapter 13 allows you to potentially retain most or all of your assets. Typically, you can pay off your debts to a court-appointed Chapter 13 trustee, interest free, over a period of five years. This is an ideal option for individuals who have a lot of equity in real estate equity but are behind in mortgage payments.
“It took a long time for me to get all the information for my bankruptcy case, but I appreciate Mr. Warner’s patience and many text messages and phone calls to me reminding me of what I needed to prepare the case, and the case went through without any problems. I was very pleased.”
Patricia H.Glen Cove, NY
“We were seriously behind in out mortgage and Mr. Warner successfully filed a chapter 13 case for us and saver our home from foreclosure.”
Christopher and MaryRidgewood, Queens
bankruptcy gives you⚬
bankruptcy gives you⚬
bankruptcy gives you⚬
bankruptcy gives you⚬
bankruptcy gives you⚬
a fresh start⚬
a fresh start⚬
a fresh start⚬
a fresh start⚬
a fresh start⚬
Affordable Fees — Payment Plans Available
One of the hardest things to figure out is the bankruptcy attorney fees, because these vary from attorney to attorney. This makes the process more stressful for people who have to file for bankruptcy. One can file for bankruptcy without hiring the services of an attorney. But, it is always recommended to use one when filing for bankruptcy. Plus, we have a very reasonable fee which can really help.